Call Us: FSB  |  Claiborne & Taylor ☰ ˟
Logo
Claiborne & Taylor Insurance
Claiborne & Taylor Insurance
  • HOME
  • ABOUT US
    • About UsImage of right arrow
      • Employee Directory
    • Testimonials
    • Locations
    • Privacy Policy
  • OUR BLOG
  • INSURANCE PRODUCTS
    • Athletic Facilities
    • Breweries/Wineries
    • Cannabis
    • Church
    • Community Associations
    • Construction
    • Franchise Groups
    • Hospitality
    • Law Firms
    • Manufacturing
    • Nonprofits/Faith-Based
    • Renewable Energy
    • Real Estate
    • Retail
    • Transportation
  • CLIENT SERVICES
    • Request A Quote
    • Claim ManagementImage of right arrow
      • Submit A Claim to your Agent
      • Report A Claim to Company
  • CONTACT US
Auto and Home Icon

Personal

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Employee Benefits

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

Surety

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Workers Compensation Home

Workers Compensation


Workers Compensation Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Workers Compensation Insurance Quote

Workers Compensation Information

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

Do I need workers compensation insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved.

Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.

Contact Us Today!
(731) 668-9312

Social Social Social Social

Resources

  • Products
  • About Us
  • Report a Claim
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

P: (731) 668-9312 | Fx: (888) 415-6423

Jackson Office

460 Oil Well Road
Jackson, TN 38305

P: (731) 668-9312

Murfreesboro Office

319 West McKnight Drive
Murfreesboro, TN 37129

P: (615) 893-5064

McKenzie Office

15715 Highland Drive
McKenzie, TN 38201

P: (731) 352-2424

Humboldt Office

1411 Main Street
Humboldt, TN 38343

P: (731) 784-6666

Martin Office

255 Lindell Street
Martin, TN 38237

P: (731) 587-4213
© Copyright. All rights reserved. | Powered by Insurance Website Builder