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FSB Insurance / C&T Insurance Blog

View the latest blog posts from FSB Insurance / C&T Insurance.

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Wednesday, March 1, 2023

9 Cyber Risk Questions Every Board Should Ask

When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, industry, or status as a private or public entity.   READ MORE >>

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Friday, February 24, 2023

How Does Nonprofit Insurance Work?

Although nonprofit organizations may differ from for-profit businesses and companies in various ways, they may face similar risks and perils. While nonprofits may need to account for significant exposures, they may have different financial resources to fall back on when responding to an incident. READ MORE >>

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Tuesday, January 3, 2023

5 Things You Need to Know Before Buying Insurance for Your Retail Business

If you operate a retail business, having the right type of business insurance is essential. This type of coverage protects you, the owner, as well as the business itself from a variety of risks. Many business owners lack the proper level of coverage and that can pose a significant risk. READ MORE >>

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Thursday, December 8, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Wednesday, November 2, 2022

What Is Covered by Professional Liability Insurance?

Put simply, professional liability insurance—also known as errors and omissions (E&O) coverage—can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. READ MORE >>

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Wednesday, October 12, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Monday, September 5, 2022

Tips for Buying General Liability Insurance

When insuring your business, you will likely need general liability coverage. Such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property.   READ MORE >>

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Wednesday, August 3, 2022

Does Commercial Auto Insurance Cover Rental Cars?

Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>

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Friday, July 22, 2022

Is a BOP Right for Your Small Business?

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. READ MORE >>

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Wednesday, June 29, 2022

3 Ways Liability Coverage Protects Homeowners

Do you have home insurance? Many homeowners opt to take insurance out on their property simply because they are concerned about repairing the dwelling in the event of a claim. Others do so because their mortgage company requires coverage to be in place.  READ MORE >>

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McKenzie, TN 38201

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Martin, TN 38237

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Columbia, TN 38401

P: (931) 388-54007
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