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Home > Blog > FSB Insurance / C&T Insurance Blog: coverage
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FSB Insurance / C&T Insurance Blog: coverage

View the latest blog posts from FSB Insurance / C&T Insurance.

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Thursday, September 14, 2023

Five Tips for Preparing for Flu Season

Having the flu is nothing to joke about. Flu can even be deadly if you don’t see your doctor and get treatment. You will likely need considerable treatment to recover well.  We are in flu season, and seasonal conditions are favorable for widespread flu infections. READ MORE >>

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Friday, August 11, 2023

Do You Need Workers’ Compensation Insurance If You Work From Home?

The rise of remote work has transformed the traditional office environment, making it increasingly common for people to work from home. With this shift, the question of workers’ compensation insurance for remote workers has become a topic of concern. Work-related injuries and illnesses can occur in home-based settings as well. READ MORE >>

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Friday, July 7, 2023

5 Great Employee Benefits to Offer Besides Healthcare

You may see it as spending unnecessary money, but on the contrary, offering employee benefits is a great way to set your business up for success. Generous benefits attract quality workers that may have otherwise been turned away if no benefits were offered. READ MORE >>

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Wednesday, June 14, 2023

Why Planning a Large Event Should Include Insurance

Planning a large event—whether a birthday party, a wedding, a bar/bat mitzvah, a business dinner etc.—takes a lot of time and effort, not to mention an investment. So what happens if an unforeseen event, such as a severe storm or a family illness, forces you to postpone or cancel the event? READ MORE >>

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Wednesday, May 17, 2023

How Much Does Small Business General Liability Insurance Cost?

Small business general liability insurance protects against financial losses resulting from bodily injury, property damage or personal and advertising injury claims made by third parties. Your insurance agent can help you determine the appropriate coverage limits to mitigate your business’s risks and liabilities. READ MORE >>

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Wednesday, March 1, 2023

9 Cyber Risk Questions Every Board Should Ask

When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, industry, or status as a private or public entity.   READ MORE >>

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Friday, February 24, 2023

How Does Nonprofit Insurance Work?

Although nonprofit organizations may differ from for-profit businesses and companies in various ways, they may face similar risks and perils. While nonprofits may need to account for significant exposures, they may have different financial resources to fall back on when responding to an incident. READ MORE >>

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Thursday, December 8, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Wednesday, November 2, 2022

What Is Covered by Professional Liability Insurance?

Put simply, professional liability insurance—also known as errors and omissions (E&O) coverage—can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. READ MORE >>

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Wednesday, October 12, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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